Car Accident Claims

Common causes of car accidents

• Distracted driving, including phone use
• Speeding and following too closely
• Impaired or drowsy driving
• Running red lights and failure to yield
• Unsafe lane changes and merging

What to do after this kind of injury

1. 1Get medical attention and follow the treatment plan your provider recommends.
2. 2Report the incident and ask for a copy of any report that was created.
3. 3Photograph the scene, your injuries, and anything that contributed to what happened.
4. 4Save bills, receipts, work absence records, and the names of any witnesses.
5. 5Be careful with recorded statements or quick settlement offers from an insurer.
6. 6Have your claim reviewed before your state's filing deadline passes.

Compensation that may be available

• Emergency care, surgery, and ongoing medical treatment
• Physical therapy and rehabilitation
• Lost wages and reduced future earning capacity
• Pain, suffering, and loss of enjoyment of life
• Out-of-pocket costs such as travel to appointments and home help

Frequently asked questions

What if I was partly at fault?

Most states use a comparative fault rule, which reduces your recovery by your share of fault rather than barring it entirely. A few states are far stricter, so the rule in your state matters.

The insurer already offered me money. Should I take it?

Early offers are often made before the full cost of treatment is known. Once you accept and sign a release, you usually cannot reopen the claim.

How long do I have to file?

Deadlines are set by each state and can be as short as one year, with even shorter notice requirements when a government entity is involved. Having your claim reviewed early protects your options.

What does it cost to talk to an attorney?

Consultations through our network are free, and personal injury attorneys generally work on contingency, so you owe attorney fees only if they recover for you.